Uber has changed the way we travel. By simply using the Uber app, you can get a ride almost anywhere, simplifying the way we move around. However, with convenience comes risks. Accidents can happen, and passengers could end up injured.
This article explores the most common injuries in Uber-related accidents, how to determine liability, along with legal options for pursuing a claim.
Common Uber Injuries
When riding in an Uber, many different types of injuries, especially during collisions or accidents. Among the most common injuries are:
Neck Injuries: This neck injury is common in rear-end collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured get more info motorist coverage, and collision coverage.
How to File a Legal Action for Uber Injuries
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.